As we approach the end of yet another year, it is a great time to take advantage of your dental insurance benefits. If you’ve paid your premiums all year, you’ve earned those dental benefits, so why not take advantage of it? The following list includes a few reasons to use your dental benefits before you lose them:
Yearly maximum. A yearly maximum is the most money your dental insurance plan covers for the dental work you have done over a full year. Your yearly maximum renews every year and don’t rollover.
Deductible. A deductible is the amount of money that you pay out of pocket before your insurance company will pay for any services.
Premiums. If you’re paying for your dental benefits every month, you should be taking advantage of them. There are many people who don’t take advantage of their benefits and pay their insurance company, while not getting their dental work in return.
Fee increases. There’s always a possible fee increase at the end of the year due to the increased cost of materials or to accommodate the cost of living. These fee increases could also raise your copay.
Worsening dental problems. By delaying treatment, you may be risking a more expensive and extensive treatment later down the road. What could be a simple cavity now could turn into root canal or tooth extraction if it’s ignored. Do yourself a favor and don’t avoid the dentist – your mouth will thank you for it.
If you’d like to find out more about dental insurance, contact Dr. Gary Wetzel at 717-761-8611 to schedule a consultation today. Or visit www.wetzelperio.com for more information regarding dental hygiene.
Dr. Gary Wetzel proudly accepts patients from New Cumberland, Harrisburg, York and Carlisle.